by Serenity InsurancePosted on Posted in General

After significant traffic violations, drivers in Florida and Virginia may be forced to submit FR-44 forms to their Departments of Motor Vehicles (DMV) in order to have their licenses reinstated. Contrary to the name, FR-44 insurance in Florida is not actually insurance but rather documentation that a driver has satisfied the state’s mandatory minimum coverage requirements for vehicle insurance. If you want to know more, read on—we have all you need to know about FR-44 insurance in Florida below.

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by Serenity InsurancePosted on Posted in General

Auto insurance comes in a variety of flavors, and one of them is commercial auto insurance. This insurance is a form of business insurance that covers the cars that are owned by your company and protects you from claims for negligence due to accidents involving your company’s vehicles. It also covers inhabitants of your company’s vehicles who are wounded in accidents. If your company has automobiles, a commercial auto insurance coverage can safeguard both you and your staff when operating a business vehicle, as well as a rented or individually-owned vehicle during the course of your business activities. It’s crucial to understand that an individual car insurance coverage often does not protect automobiles used in the course of your job. So, without further ado, here is what you need to consider for your business when looking at commercial car insurance!

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by Serenity InsurancePosted on Posted in General

Business owners must be proactive in their financial management. Many people get commercial vehicle insurance to mitigate the risk of financial loss as a result of an accident. Coverage can be rather costly, unfortunately. Can you write off commercial auto insurance on your taxes? Read on to find out more!

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by Serenity InsurancePosted on Posted in General

If you have a bad driving record, your state may require you to file an SR-22 form. Getting many tickets, a DUI, or not keeping your vehicle insurance up to date may cost you a lot time and money to fix.

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You may have questioned what factors your insurance company employs to calculate prices for auto insurance. Back in the day, age, sex, geographic region, and credit score were all used to decide whether or not you were a high-risk client. Nowadays, some insurance companies use driving behavior data in addition to these items.

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by Serenity InsurancePosted on Posted in General

Choosing the correct auto insurance policy is a delicate balancing act that frequently involves weighing needs and preferences against costs. How do you pick the right auto insurance policy for your needs? It is feasible if you follow a few easy procedures, which include selecting adequate coverage for your condition, an affordable deductible, and a carrier with whom you can work. Here’s everything you need to know to choose the right auto insurance policy!

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by Serenity InsurancePosted on Posted in General

When you’re returning home for the holidays or New Year’s Eve, you might want to get on the road as soon as possible: more than 109 million people hit the road between December 23 and January 2, causing traffic jams across the country, particularly along major highways. Read on to find out about what the worst travel days of the year are.

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by Serenity InsurancePosted on Posted in General

FR44 insurance isn’t insurance; it’s only paperwork that proves you have the proper car insurance coverage. In some circumstances, it’s referred to as a Certificate of Financial Responsibility (CFR). When you’ve been convicted of a significant traffic offense or caught driving without insurance, you’ll need an FR44. In most circumstances, your license has been suspended, and to get it reinstated, you must show the state that you have the proper auto insurance, which an FR44 accomplishes.

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by Serenity InsurancePosted on Posted in General

You are not a “bad driver” if you are obliged to submit an SR-22, but you are a high-risk driver. There are several frequent reasons why you may be classified as a high-risk driver and require an SR-22 filing. A DUI conviction, for example, or a failure to pay court-ordered child support might bring you in SR-22 territory. If your state has told you that you need an SR-22, you’re undoubtedly wondering how to get one and when you’ll be able to get out from under it. To help you, here is everything you need to prepare to get your SR-22 policy.

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You may find it challenging to find work if you have a DUI or DWI on your record. Any drunk driving conviction will be recorded on your permanent record and appear on any background check run on you. You can expect certain hassles and uncomfortable questions if you have been convicted of drunk driving. You do, however, have options for handling possible employer objections. Here are what jobs you can get with a DUI on your record. 

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