After being arrested and charged with a DUI, it’s natural to experience several intense emotions. You might experience an overwhelming sense of guilt or regret and feel like there is no way to get your life back on track. However, it’s important to remember that recovery is possible. We’ll provide a comprehensive roadmap to help you navigate this challenging period and emerge stronger, from managing the initial shock and stress to rebuilding your life and preventing future offenses. This step-by-step guide to recovering from a DUI is designed to walk you through the steps of returning to a normal life following the conviction.

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Labor Day can be an enjoyable time to celebrate a day off from work and mark the end of summer. However, it can also mean increased risks on the road, especially in where it concerns accidents related to DUI accidents. In fact, Labor Day weekend is one of the deadliest times of the year for fatal car accidents, with many being caused by drunk drivers.

This article aims to provide you with practical tips to ensure a safe and enjoyable Labor Day. By following these guidelines, you’ll not only protect yourself but also others on the road.

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Several states require that drivers must carry “no-fault” auto insurance. But what does this term really mean? Here are some common misconceptions about accidents in no-fault states that can lead to confusion and frustration. This blog post aims to clear up these misunderstandings and provide you with accurate information to help you understand how no-fault insurance works.

No One Is at Fault in No-Fault States

This belief is simply not true. No-fault insurance simply means that your insurance company will pay for your medical expenses and other related costs, regardless of who caused the accident. Almost all no-fault states tend to mandate drivers carry personal injury protection (PIP), which pays for medical bills regardless of who caused the accident. The appropriate governing and regulatory bodies still determine fault in these states for purposes such as liability coverage regarding vehicle and property damages.

You Cannot Seek Compensation from the Other Driver

This belief is partly true, but there are exceptions. You generally cannot sue the other driver for minor injuries and damages in no-fault states. However, you may have the right to pursue a claim against the at-fault driver if your injuries are severe or your medical bills exceed a certain threshold. The requirements to sue a driver for damages in a no-fault state vary, including each state’s definition of a serious injury.

No-Fault Insurance Can Cover All My Expenses

While no-fault auto insurance does cover many immediate costs, such as medical bills and lost wages, it often does not cover everything. No-fault insurance provides immediate relief and minimizes the need for litigation, but it’s not a catch-all solution. Knowing its limitations will help you prepare for or avoid unexpected financial burdens in the event of an accident.

It’s important to note that insurance laws and types of coverage will vary by state. States that require no-fault insurance are in the minority, but it’s important to understand their policies regardless. The purpose of no-fault insurance in states such as Florida is to prevent expendable lawsuits so drivers can swiftly receive compensation after an accident.

Serenity Group offers more than educational resources on the common misconceptions about accidents in no-fault states to Floridian drivers. We provide affordable FR-44 insurance quotes in Florida for drivers looking to reinstate their licenses. Use our handy online form to get a quote today!

The consequences of a DUI typically revolve around criminal charges and the label of being a “high-risk driver” by insurance companies. However, another common occurrence for those with DUI convictions is difficulty finding a job.

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Driving under the influence is a serious driving offense with consequences that go beyond criminal charges. Moving violations and offenses like DUIs are reported on your driving record for insurance companies to assess your level of risk as a driver. Each state has its own standards for reporting DUI convictions and determining how long they stay on a driver’s record. Let’s review the ramifications of getting a DUI in Washington state and how long a DUI will stay on your record.

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Although drivers are legally required to own an auto insurance policy for vehicles they own, not all drivers own vehicles. Frequent drivers who do not own a vehicle themselves should purchase non-owner insurance as a safeguard in case of an accident. Like traditional auto insurance, non-owner insurance rates vary based on a handful of factors unique to each driver. Understanding the factors influencing your coverage can help you make informed decisions and potentially save money on your monthly premium. Let’s dive into the main elements insurance providers consider when determining non-owner insurance coverage and rates.

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After you’ve gotten into a car accident, it’s normal to feel disoriented as a result of the event. Although you may be shaken up by the incident, remaining calm and level-headed is important. Drivers must be careful when speaking to others involved in the car accident. It might feel natural to apologize or admit that the accident was your fault, but this should be avoided at all costs.

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Broad form insurance is a popular option for high-risk drivers and car owners looking for cost-effective coverage. Understanding this unique type of car insurance is essential, as it differs significantly from traditional policies. This comprehensive guide will walk you through everything you need to know about broad form insurance, covering its benefits, limitations, and the process of obtaining it.

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Driving under the influence of alcohol is a serious issue that impacts thousands of lives each year. Alcohol is a depressant that impairs judgment, concentration, and motor skills, which are all crucial abilities for driving safely. Understanding how alcohol affects your driving ability can help you make informed decisions and stay safe on the road. This brief guide will explore how a high blood alcohol content (BAC) impacts different aspects of driving.

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Several severe driving offenses in Colorado are punishable by license revocation. In order for a high-risk driver to comply with Colorado law and reinstate their driver’s license, they must file for SR22 insurance. Review this brief look at SR22 insurance in Colorado to better understand the filing process. (more…)

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