How Does a DUI Affect Car Insurance in Colorado?

Driving under the influence (DUI) can have lasting effects on various aspects of life, including car insurance. However, DUI laws and car insurance repercussions are highly relative to the city and state in which a high-risk driver resides. Understanding how DUIs impact your insurance is crucial if you face such charges in Colorado. This guide explores how a DUI affects car insurance and provides steps for Colorado drivers to manage their coverage effectively.

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How To Support a Loved One Facing DUI Charges

As a friend, family member, or trusted colleague, knowing how to provide support for a loved one facing DUI charges can be overwhelming and confusing. However, your role in providing support is crucial, as it can make a significant difference in their emotional and mental well-being. Being present through this challenging time can empower them to navigate the legal process and work towards a positive resolution while fostering a path to personal growth and accountability. Read on to learn nine ways to support a loved one facing DUI charges. (more…)

Wet Reckless Driving vs. DUI: What’s the Difference?

Drinking and driving has severe legal and financial consequences. This decision follows a driver for several years following their sentencing. Depending on the state you call home, you’ll typically be charged with a DUI or DWI, but in some cases, you may have the option to plead to a lesser charge. Those navigating a DUI charge may have heard the phrase “wet reckless driving” but are unfamiliar with its definition and legal consequences.

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A Guide to the Process of Submitting an FR-44 Insurance Form

Driving is a privilege that comes with responsibilities and consequences. After committing a severe driving offense, such as driving under the influence, financial and legal repercussions follow high-risk drivers for years. Navigating the road to regaining driving privileges can be particularly challenging, especially when dealing with the FR-44 form.

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Understanding DUI House Arrest Sentences and Restrictions

Legal penalties for a DUI can vary by state and the circumstances of the offense. For those in Washington facing DUI charges, house arrest is a common punishment to deter drivers from committing the offense and keep offenders from endangering others. Many people are unaware of the typical sentences and restrictions associated with a DUI-related house arrest.

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Comparing and Contrasting DUI and DWI Charges

Drivers have likely heard the terms DUI and DWI before but are unfamiliar with the technicalities of each. After all, state laws regarding operating a vehicle while under the influence of drugs or alcohol vary widely and sometimes use these abbreviations interchangeably.

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Industries That Benefit From Commercial Auto Insurance

Managing business expenses and logistics can be complex, especially when key operations involve commercial vehicles. That’s where commercial auto insurance comes into play. Like standard auto insurance, a commercial policy offers general liability and comprehensive coverage for business-owned vehicles and property.

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An Overview of the History of Drunk Driving Laws

Today, all 50 states have set laws prohibiting the operation of a vehicle while intoxicated; however, this has not always been the case in our country’s history. Drunk driving laws have come a long way since the early days of automobiles, when regulations were minimal and the dangers of intoxicated driving were often overlooked. Understanding this historical context helps us appreciate the importance of promoting road safety and protecting lives.

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What Happens If You Let Your SR-22 Insurance Lapse?

Many high-risk drivers require SR-22 insurance to maintain their driving privileges. Navigating the world of SR-22 insurance can feel overwhelming, though, especially if you’re unsure about what happens if your coverage lapses. (more…)

10 Steps To Take If You’re in a Drunk Driving Accident

Driving under the influence of alcohol is a leading cause of severe car accidents, often resulting in injuries and fatalities. Many people know someone affected by a drunk driving accident, as about 30 percent of traffic-related fatalities involve alcohol.

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