What Is Non Owner Car Insurance
Non owner car insurance fulfills your state’s minimum liability requirements if you do not own, or have access to, a vehicle.
After an accident, your insurance will cover the victim’s damages, but you will not be compensated for personal damages.
Is Non Owner Car Insurance for You
Non owner car insurance is not authorized in CO, MD, NJ, or NY. If you drive alone and don’t own or have access to a car, this is the policy for you! Get a free quote in in under five minutes!
Pros of Non Owner Car Insurance
It is often the cheapest policy because you only pay for liability insurance. You do not need to own a car in order to be insured. Non owner car insurance fulfills the requirements for SR22 insurance.
Cons of Non Owner Car Insurance
Damage to the vehicle you are driving is your responsibility. If injured, you or your passengers are not covered. You are not insured if there is a vehicle in your household or if you drive for business purposes. Additionally, this plan does not insure the use of motorcycles or RVs.