Cheap Non-Owner Car Insurance

Find the Cheapest Non-Owner Car Insurance

Serenity Insurance has over 30 years of experience insuring drivers utilizing Non-Owner Car Insurance.

Drive alone and don’t own or have access to a car? Save big with cheap Non-Owner Car Insurance from Serenity Insurance. Not authorized in CO, MD, NJ, or NY.

What Is Non-Owner Vehicle Insurance

Non-Owner Car Insurance is only available to drivers in certain states that do not own, or have access to, a car. The policy will fulfill your state’s minimum liability requirements.

Non-Owner Car Insurance only pays for bodily injuries or property damage suffered by others when you are at fault in an accident. Your own injuries or property damage are not covered through Non-Owner Car Insurance.

Pros & Cons of Non-Owner Car Insurance

Pros: Non-Owner Vehicle Insurance can be combined with an SR22 or FR44 filing. Often the cheapest auto insurance available.

Cons: Damage to the vehicle you are driving is your responsibility. If injured, you or your passengers are not covered. You cannot own, or have access to, a car. Additionally, this plan does not insure the use of motorcycles or RVs. Not available in CO, MD, NJ, or NY.

Let Serenity Insurance locate the most affordable Non-Owner Car Insurance that gives you the coverage you need.