Difference Between FR44 & SR22
If you have a DUI or DWI, most states will require your insurance company to file an SR22 with the DMV. An SR22 verifies the fulfillment of your state’s minimum liability requirements for the next three years.
An FR44 verifies you will carry double your state’s minimum liability requirements for the next three years.
Florida & Virginia Require FR44
To reinstate your license after a DUI in Florida or a DWI in Virginia, you will need to file an FR44 with your DMV. If your insurance cancels, your FR44 will become invalid and your license will be suspended.
FR44 for Multiple Infractions
Multiple driving infractions or DUI/ DWI offenses in Florida or Virginia? No problem! We can still provide auto insurance that satisfies FR44 requirements. Act now to get a quote and get back on the road.
How FR44 Affects Insurance
Insurance rates are determined by many factors: driving experience and history, age, marital status and where you live. Additionally, requiring an FR44 deems you a high risk driver which will likely increase your insurance rates by 30 – 40%.