FR44 Insurance – Florida (FL) & Virginia (VA)

Cheap FR44 Insurance

Getting a DUI can be a devastating event, but not when you choose an insurance company that understands what you’re going through. Serenity Insurance has over over 25 years experience insuring high risk drivers. We provides affordable SR22 insurance for drivers that have received a DUI or DWI.

FR44 for Multiple Infractions

If you have multiple DUIs or DWI convictions or driving infractions, we can still provide auto insurance that satisfies SR22 requirements.

Difference Between FR44 & SR22

If you have a DUI or DWI, most states will require your insurance company to file an SR22 certificate with the DMV. This is required by the court to verify you have sufficient auto insurance based your state’s minimum liability requirements.

An FR44 certificate is required by the court to verify you have double your state’s minimum liability requirements.

Florida & Virginia Require FR44

To reinstate your license after a DUI in Florida or a DWI in Virginia, you will need to file an FR44 certificate with the DMV. If your insurance cancels, your FR44 will become invalid and your license will be suspended.

How FR44 Affects Insurance

Requiring an FR44 filing deems you a high risk driver. As a high risk driver, you need High Risk Auto Insurance which is 20-40% more expensive than standard auto insurance.

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