DWI Insurance

Cheap DWI Insurance

Getting a DWI can be a devastating event, but not when you choose an insurance company that understands what you’re going through. Serenity Insurance has over over 25 years experience insuring high risk drivers. We provides affordable SR22 insurance for drivers that have received a DWI.

What Is DWI Insurance

If you were convicted of a DWI, insurance companies categorize you as a high risk driver. As a high risk driver you need an insurance policy that accounts for your increased potential of filing a claim.

SR22 Required in 43 States

To reinstate your license after a DWI, your auto insurance company must file an SR22 certificate with the DMV. This is required by the court to verify you have sufficient auto insurance based your state’s minimum liability requirements. If your insurance cancels, your SR22 will become invalid and your license will be suspended.

Virginia require a similar certificate called an FR44.

How SR22 or FR44 Affects Insurance

Requiring an SR22 or FR44 filing deems you a high risk driver. As a high risk driver, you need High Risk Auto Insurance which is 20-40% more expensive than standard auto insurance.