7 Common Myths About Broad Form Insurance

Insurance officers hand over the car keys after the tenant. have signed an auto insurance document or a lease or agreement document Buying or selling a new or used car with a car

When it comes to car insurance, it’s easy to get overwhelmed by the options and terminology. One option that often causes confusion is broad form insurance. You may have encountered different perspectives on this type of policy, which can result in misunderstandings and misconceptions.

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Insurance Terminology Everyone Should Know

The insurance industry uses its own language and specific terminology that may be unfamiliar to those shopping for their first policy. Understanding key insurance terms can help you make informed decisions and ensure you’re adequately protected on the road. Let’s break down the essential insurance terminology every driver should know.

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How Drugs Can Affect Your Ability To Drive

Recreational and medicinal drugs can impair a person’s ability to drive. The influence of drugs can severely affect a person’s judgment, alertness, coordination, and other cognitive skills necessary for operating a vehicle. This type of impairment is referred to as drug-impaired driving, and it is a leading cause of fatal car accidents in America. We will explore how various drugs can impact your driving skills and what legal implications you might face if caught driving under their influence. (more…)

4 Lessons To Learn From Your First DUI Conviction

Facing a DUI conviction is challenging, but it’s also an opportunity to learn and grow. Understanding the lessons from this experience can help you make better choices in the future. This guide outlines four key insights to consider after your first DUI conviction.

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What Is Covered in Commercial Auto Insurance?

Commercial auto insurance is designed to provide companies with financial protection in case a vehicle is involved in a collision or other accident. Understanding what is covered under a policy is crucial to protecting your business assets and minimizing financial risks. We’re here to offer a clear and comprehensive overview of commercial auto insurance, highlighting the essential areas of coverage and considerations.

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Exploring DUI Rates in States Where Marijuana Is Legal

States across the country are changing their marijuana laws, leading to increased conversations about its impact on driving. As more states legalize cannabis, it becomes essential to understand how this change affects DUI rates in these areas to ensure drivers remain safe on the road. In this article, we’ll take a closer look at recent DUI rates in states where marijuana is legal and discuss how marijuana impacts driving ability.

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How Do You Meet SR-22 Requirements Without a Car?

Navigating the complexities of SR-22 requirements can be stressful and confusing, especially if you don’t own a car. Whether your car was impounded by law enforcement or you don’t have a vehicle to your name, it is still crucial to understand your legal obligations for reinstating your driver’s license. This guide will walk you through the essentials of meeting SR-22 requirements without owning a car, ensuring you stay compliant and avoid further complications.

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Tips for Getting Around on a Suspended License

A license suspension is a common legal punishment for severe driving offenses and multiple moving violations in a short period of time. Losing your driving privilege can turn daily life into a logistical nightmare, especially if you rely on your vehicle for work or other essential activities. However, being proactive and informed can help you manage your transportation needs effectively. Here are four practical tips for getting around when your license is suspended.

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What To Do After a Car Accident: A Step-By-Step Guide

Whenever you are in a car accident, the key is to remain calm and follow a set of steps to streamline the insurance claims process. Knowing what steps to take after a car accident can make a big difference in how well you handle the situation. By following the advice in this guide, you can navigate the stressful aftermath of an accident with confidence and efficiency, increasing your chances of a smooth claims process. This guide will walk you through exactly what to do at the scene of an accident and the days following to help you make wise decisions.

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Things To Consider When Getting Commercial Auto Insurance

Running a small business comes with its own set of challenges, but adequately insuring your vehicles shouldn’t be one of them. Commercial auto insurance is essential for protecting your business from potential financial losses. Whether you operate a fleet of delivery trucks or a single company car, having the right commercial auto insurance coverage is crucial to safeguarding your assets and ensuring business continuity.

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