Author: Serenity Insurance

Key Differences Between the SR22 and FR44 Insurance Policies

Key Differences Between the SR22 and FR44 Insurance Policies

You’ve most likely heard of an SR22, but there’s another insurance filing to keep in mind—an FR44. Currently, only two states, Virginia and Florida, use SR22 and FR44. If you reside in either of those states, take note of the essential differences between the SR22

Mental, Physical, and Behavioral Signs of an Addiction

Mental, Physical, and Behavioral Signs of an Addiction

Alcohol is a commonly abused substance, and its use is on the rise. In 2018, spending on alcoholic beverages in the U.S. increased by more than 5%, or approximately $12.4 billion. Correspondingly, alcohol-related deaths have increased by 35% during the past decade or

How to Get a Job with a DUI on Record: 4 Helpful Pointers

How to Get a Job with a DUI on Record 4 Helpful Pointers

Job hunting is tough—in early 2019, the U.S. unemployment rate was between 3.8 and 4 percent, meaning there are quite a few others in the same predicament. Once you add in a DUI on your record, it becomes exponentially more difficult.

Seeking Help for Alcohol Addiction: You’re Not Alone

Seeking Help for Alcohol Addiction You’re Not Alone

Untreated alcohol addiction is truly an epidemic—according to Addiction Center, “about 15 million people have an alcohol use disorder, but only  about 7% of Americans who are addicted to alcohol ever receive treatment.” No matter the statistics, you don’t have to

Why You Should Have Non-Owner SR22 Insurance

Why You Should Have Non-Owner SR22 Insurance

It’s no secret that obtaining insurance can be difficult after receiving a DUI or reckless driving charge. According to, on average, “drivers will pay 76 percent more [in insurance] after a drunken driving conviction.” That amount of money can seem

Effective Ways to Keep Your Auto Insurance Rates Low

If you’re young and just starting to drive, the reality of responsible car ownership probably hasn’t set in yet. Car insurance isn’t fixed; rather, your car insurance responds to your level of competency as a driver. Over a period of

How Does SR22 Insurance Work in Colorado: A Handy Guide

According to the National Highway Traffic Safety Administration, the highest percentage of drunk drivers in 2017 were 21- to 24-year-olds at 27 percent and 25- to 34-year-olds at 26 percent. Figuring out your insurance is hard enough at a young age,

How a Reckless Driving Charge May Impact You

Sometimes, we don’t always think about the danger we put others in with our carelessness. If you’re faced with a reckless driving charge, you may be shocked and fearful of what this means for your future. Know what your state

Identifying and Overcoming Alcohol Addiction

Alcohol is a vital social component of American life, but some people unfortunately become addicted to the intoxicating drug. No one is impervious to alcohol’s effects, and the younger you begin drinking, the more likely you are to develop a

Drinking and Driving: What to Do After a DUI

A night of drinking coupled with impaired judgment can quickly take a treacherous turn. If you drove a vehicle while intoxicated and are now dealing with the consequences, explore what to do after a DUI to become a more responsible drinker. Your