4 Benefits of Applying for SR22 Insurance

4 Benefits of Applying for SR22 Insurance

In almost every state, a driver needs insurance before getting behind the wheel of a car. However, in some states, you can get additional liability insurance, also known as an SR22. This document shows financial responsibility regarding your insurance and proves that you have insurance that meets your state’s minimum requirements. Read on to learn more about the four benefits of applying for SR22 insurance.

It Helps You Get Insurance

While getting insurance before getting on the road is legally required, some drivers fail to get insurance promptly, even after they’ve ended up in an accident. In instances like these, getting insurance can be even trickier, as many car insurance companies won’t accommodate you following an accident like this. You must get SR22 insurance to show the insurance companies you have liability insurance coverage that you can use if you’re involved in another accident.

It Helps If You’ve Committed Several Traffic Offenses

Part of the reason some drivers need SR22 insurance is that they’ve committed multiple traffic offenses in a short timeframe. In some states, drivers who have committed multiple offenses, such as speeding, running a red light, or failing to use their seatbelt, may be required to get SR22 insurance before they’re allowed to get on the road again.

It Helps You Get Your License Back

If you’ve been driving without a license, whether you never got one or had your license suspended, you will have to wait much longer to get your license. In addition to potential fines and jail time, scenarios like these can put your license far out of reach. However, if you get an SR22 insurance policy, you may be able to get your license faster, as this type of policy shows the court system that you can be responsible. You’re also showing the courts that you have an insurance company to back you up in the event of another accident or violation.

It Helps You Drive After a DUI

If you were charged and convicted of driving under the influence, you will have a hard time driving again in the near future. Typically, you may have your license suspended or revoked in instances like these. That can be the end of the situation, but if you get SR22 insurance, it is easier to potentially get your license back again following the conviction. You’ll also need this SR22 insurance for multiple years after the DUI conviction in many states.

These are the benefits of applying for SR22 insurance, and while you may not need it, it is nice to have. It’s critical to have if you are a high-risk driver, in which case you may even need SR22 high-risk insurance. At Serenity Group, we have almost 30 years of experience insuring drivers like you, and we can do it without breaking the bank!