by Serenity InsurancePosted on Posted in General

You are not a “bad driver” if you are obliged to submit an SR-22, but you are a high-risk driver. There are several frequent reasons why you may be classified as a high-risk driver and require an SR-22 filing. A DUI conviction, for example, or a failure to pay court-ordered child support might bring you in SR-22 territory. If your state has told you that you need an SR-22, you’re undoubtedly wondering how to get one and when you’ll be able to get out from under it. To help you, here is everything you need to prepare to get your SR-22 policy.

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by Serenity InsurancePosted on Posted in General

You may find it challenging to find work if you have a DUI or DWI on your record. Any drunk driving conviction will be recorded on your permanent record and appear on any background check run on you. You can expect certain hassles and uncomfortable questions if you have been convicted of drunk driving. You do, however, have options for handling possible employer objections. Here are what jobs you can get with a DUI on your record. 

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by Serenity InsurancePosted on Posted in General

Have you been ordered to obtain SR-22 insurance by a court? If so, you’re already aware that SR-22 insurance can be costly. SR-22 insurance will cost you thousands of dollars per year in many areas. In fact, having an SR-22 insurance endorsement might double your insurance premiums, even though it provides no further protection. So that you don’t end up paying a moment longer than you need to, here are some tips to help you get your SR-22 insurance removed in California.

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by Serenity InsurancePosted on Posted in General

There are significant differences between a DUI and a DWI, and the state in which the offense occurs determines the consequences for each. Driving while intoxicated (DWI) and driving under the influence (DUI) are two separate terms that can signify quite different things, depending on where they occur. Here are some of the major similarities and differences between DUIs and DWIs.

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by Serenity InsurancePosted on Posted in General

Despite what most insurance firms advertise on their websites, the truth is that the true prices of commercial vehicle insurance are frequently disguised. Interest rates for commercial trucks and equipment are influenced by a slew of factors. Fortunately, there are a few things you can do to bring down interest rates as soon as possible. Here are some great tips to help you reduce insurance costs for commercial vehicles.

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by Serenity InsurancePosted on Posted in General

The short answer is that a DUI in California stays on your driving record for 10 years, and on your criminal record for life. A DUI can influence several records, but you can take steps to modify some of them. Here’s everything you need to know about how long a DUI stays on your record.

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by Serenity InsurancePosted on Posted in General

If you’re in your own automobile or driving a rented car, you’ll be arrested for driving under the influence (DUI) or driving while intoxicated (DWI). Most major automobile rental companies will conduct a background check to see if you have ever been convicted of drunk driving. If you have a DUI/DWI conviction on your record, renting a car may be difficult. This includes renting a specific vehicle such as a truck, van, or recreational vehicle. Simply put, rental companies don’t want to risk renting cars to persons who might damage them or endanger others.

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by Serenity InsurancePosted on Posted in General

When it comes to auto coverage, broad form car insurance is a less expensive alternative because it simply covers one driver with the bare minimum of liability coverage. This means that any other person who drives your automobile is not covered. This form of coverage is only provided in a few states due to the high level of risk. Here are some of the major differences between broad form and full coverage insurance!

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by Serenity InsurancePosted on Posted in General

Some motorists in Illinois cannot obtain affordable auto insurance because they need SR22 insurance. Many people don’t understand auto insurance, which leads to inquiries like:

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by Serenity InsurancePosted on Posted in General

The border between personal and professional life can be blurry at times for small business entrepreneurs. When it comes to a vehicle that you’re using for personal and professional purposes, it’s crucial to understand how your auto insurer classifies commercial use. If your vehicle is insured under a personal auto insurance policy, the insurance company may refuse to pay for damages if it believes you were using the vehicle for business at the time of the accident.

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