by Serenity InsurancePosted on Posted in General

Addiction is a disorder that impacts all aspects of your life. When alcohol and drug use start to take over someone’s life, there are a few common symptoms and red flags that emerge. Catching addiction early makes it easier to begin the journey of recovery. When you’re aware of the warning signs of a growing addiction, you can find help for yourself or offer help to a loved one before the situation gets worse. If you suspect casual or prescribed substance use has turned into a problem, keep an eye out for these common signs, symptoms, and red flags that come with addiction.

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by Serenity InsurancePosted on Posted in General

There are a lot of things you shouldn’t do in the driver’s seat. You shouldn’t drive while intoxicated. You shouldn’t distract yourself with your phone, food, drinks, or other people in the car. However, there’s an equally dangerous driving behavior that people don’t talk about as much. Driving while emotional puts you, your passengers, and other drivers at risk. Whether you’re angry, sad, scared, or even joyful, intense emotions can distract you and inhibit your ability to react quickly to mishaps on the road. Learn more about the risks and consequences of emotional driving to make sure you stay calm and safe every time you hit the road.

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by Serenity InsurancePosted on Posted in General

The job market is a rough place, especially if you have a past conviction on your record. These days, companies diligently screen every candidate before they extend a job offer. Having a crime such as a DUI on your record could prove unfavorable to your odds of getting a job. While this and other consequences of a DUI are severe, they don’t have to mark the end of your career. If you know what to expect when you start your job search, you can put your best foot forward and increase your chances of landing a job. Polish that resume, send out applications, and check out these tips for getting a job with a DUI on your record.

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by Serenity InsurancePosted on Posted in General

Before, during, and after a car accident, everything feels like a whirlwind. It’s hard to figure out exactly what happened and why. Could you have done something to prevent the crash? Which party is to blame? Most of the time, insurance companies determine who is at fault in an accident by analyzing information from the involved parties. However, in most cases, accidents occur because of mistakes from both parties. Even if you know you’re at fault, there are a few things you can do to ease the stress and financial cost of the accident. Stay calm, and remember this list of what to do after an at-fault accident.

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by Serenity InsurancePosted on Posted in General

There are many ways to drive recklessly. Someone might disobey traffic laws by speeding or running through stoplights. Other drivers might get behind the wheel after drinking alcohol or doing drugs. However, one form of reckless driving that often flies under the radar is exhausted driving. When you’re tired, you don’t operate at your best. If you get behind the wheel while drowsy or fatigued, you put yourself and others in danger. Explore the dangers of driving while tired—and what you can do to stay safe and responsible—in this overview.

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by Serenity InsurancePosted on Posted in General

Accidents happen. Even the best drivers can make mistakes on the road. When something goes wrong and you’re the one responsible, the best thing you can do is face the consequences. In the case of car accidents and traffic violations, one of those consequences is an SR22 insurance policy. States use SR22 insurance requirements to ensure that high-risk drivers maintain the minimum liability coverages on their auto insurance policies. In many scenarios, you’ll also need an SR22 insurance policy to reinstate a suspended license.

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by Serenity InsurancePosted on Posted in General

Driving a car is a lot of responsibility. You have to pay attention to where you are, where everyone else is, what the road looks like, and where you’re going. That’s a lot of pressure for one person, especially when you’re in charge of nearly 3,000 pounds of heavy machinery. While some people feel only excitement the first time they hit the road, others have a little more apprehension whenever they drive. Driving anxiety is common, especially among young adults and other less experienced drivers. How does one grow more comfortable in the driver’s seat? Here are a few tips on how to drive with confidence.

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by Serenity InsurancePosted on Posted in General

Driving without insurance, causing an accident, or violating major traffic laws can mark you with the label “high-risk driver.” While the name sounds intense, its meaning isn’t always clear. Anyone who has dealt with traffic laws knows that the consequences of a mistake on the road can extend far beyond your life as a driver. High-risk drivers can face professional, legal, and financial consequences for their actions—including higher insurance premiums. Fortunately, smart choices and a bit of research can preserve your budget in the face of higher auto insurance rates. Learn how to save money on insurance as a high-risk driver with this guide.

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by Serenity InsurancePosted on Posted in General

From the moment you get your license at age 16 and throughout the rest of your life, driving is a symbol of freedom and independence. However, drivers must be safe and responsible to keep this privilege. As you enter your golden years, your aging mind and body can make it more difficult to stay safe in the driver’s seat. It’s important to pay attention to your driving abilities as you age so that you can protect yourself and others on the road. Learn how to stay a safe driver as you age with these essential tips.

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by Serenity InsurancePosted on Posted in General

At first glance, the term “high-risk driver” seems self-explanatory. These are individuals who, in theory, are more dangerous behind the wheel. As a result, auto insurance companies offer them higher premiums to better cover the cost of any accidents the driver might get into. What makes a high-risk driver? Some of the factors that make you a high-risk driver are obvious, such as breaking traffic rules or causing accidents. Others, however, are beyond the driver’s control. Learn about the various types of high-risk drivers with this overview.

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