Do All States Require SR-22 Insurance in 2022?

Do All States Require SR-22 Insurance in 2022?

SR-22 insurance is a widespread phenomenon that helps many drivers across the United States. Even so, many drivers are still unaware of what it is or what it provides. Read on to find out what an SR-22 insurance policy does, as well as whether all states require an SR-22 policy in 2022.

What Is SR-22 Insurance?

SR-22 insurance is also known as high-risk insurance. It is a certificate that proves that you hold the minimum amount of liability insurance required to drive legally. Getting SR-22 insurance is a necessary step in ensuring that the DMV recognizes your ability to drive after you have incurred severe traffic violations. If you get caught driving without this certificate, you are liable to lose your license for a much longer suspension time. As such, it is absolutely essential for you to take out this certificate and carry it with your insurance at all times.

Who Needs SR-22 Insurance?

Many different types of drivers may require SR-22 car insurance. Those who have been caught in a driving infraction of felony status, such as felony speeding or reckless endangerment, may require an SR-22 insurance policy to drive again. Those charged with a DUI or a DWI may also be required to secure a high-risk driver assurance insurance certificate to regain the privilege of driving.

Do All States Require SR-22 Insurance?

As it turns out, not all states require you to start taking out SR-22 insurance after receiving a felony infraction and subsequently losing your driver’s license. In some cases, a few states don’t have these policies. Some states may call it by another name, such as Florida, where the equivalent is known as FR-44 insurance. In any case, it is best practice to ask your insurance company whether you need one of these insurance policies after your license gets taken away.

We hope you are now more knowledgeable about SR-22 insurance requirements in 2022. If you are looking to purchase SR-22 car insurance, be sure to reach out to Serenity Group today!