Does Commercial Car Insurance Cover Rideshare Drivers?

Rideshare driving has become a popular and convenient commuting method in recent years. With platforms like Uber and Lyft thriving, drivers often wonder about the insurance requirements and implications of driving for these services. One critical question is whether commercial car insurance covers rideshare drivers. To answer this question, we’ll delve into the types of insurance coverage available to rideshare drivers, the legal requirements, and how to ensure you have the proper insurance.

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SR-22 vs. FR-44s: What’s the Difference?

Navigating the world of automotive insurance can be tricky, especially when it comes to specialized forms such as the SR-22 and FR-44. If you find yourself in a situation where you need one of these, it’s crucial to understand the differences and similarities to choose the right one for your needs. In this article, we’ll dive into the nitty-gritty of SR-22 and FR-44s, discussing what they are, their uses, and how they can impact your insurance.

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The Benefits of Non-Owners Insurance for Frequent Renters

As a driver who frequently rents vehicles, you’re likely familiar with the uneasy feeling of deciding whether to purchase the rental company’s insurance. While the urge to save money by skipping the insurance is strong, the potential financial risks are substantial. Non-owner automotive insurance is here to alleviate that burden. Here’s an in-depth look at what it is, its key features, and how it differs from regular car insurance. Most importantly, we’ll dive into the benefits that make non-owner automotive insurance a smart investment for frequent renters like you.

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When Should You Consider Canceling Your SR-22?

An SR-22 is a document that some drivers need to carry to prove they have minimum liability insurance coverage. Often, this document is a requirement for drivers who have had their licenses suspended, whether due to an at-fault accident, a DUI conviction, or driving without insurance. You might have searched for SR-22 insurance and are currently maintaining this required coverage if you fall into one of these categories. However, the question remains, when should you consider canceling your SR-22? (more…)

How Often Should You Review Your Insurance Coverage?

Insurance coverage plays a crucial role in protecting you and your assets. But have you ever wondered how often you should review your insurance coverage? Keeping your insurance policies up to date and relevant to your current situation is vital. Let’s explore the optimal frequency for reviewing your insurance coverage and the reasons behind it. (more…)

Does License Reinstatement Differ Between States?

Every state is in charge of its own laws and regulations when it comes to driving and licenses. This can make car ownership a bit complex, especially if you are moving. In this article, we’ll cover how states handle license reinstatement and how things differ between states.

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How Many Drinks Is .08% BAC and Tips To Avoid Reaching It

“BAC” stands for blood alcohol content. Anyone operating a vehicle in the US must have a BAC below .07%. This data isn’t always easy for people to track while they’re out at parties or the bar drinking. Our guide today will help you be more prepared to drink responsibly, no matter the occasion. Keep reading to find out how many drinks .08% BAC is and a few tips to avoid reaching it.

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5 Ways Technology Is Revolutionizing Car Insurance

Car insurance is an ever-evolving field, with new technology coming out to drastically change how the industry works. As potential policyholders, you must understand how technology is revolutionizing car insurance so that you can benefit from the changes.

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Owner vs. Owner-Operator Insurance: What’s the Difference?

Insurance policies are a vital part of driving, whether it’s for work or for fun. However, buying insurance can be quite complex and difficult to navigate, as there are so many different policies to choose from. Explore the individual insurance policies on the market that you should consider for yourself.

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Why You Still Need SR-22 Insurance if You Don’t Have a Car

SR-22 insurance is a necessity for many drivers who face criminal charges for reckless or unsafe driving. You will still need this insurance even if you don’t own a vehicle if the courts tell you to get it. Here’s a look at the reasons why you still need SR-22 insurance if you don’t have a car.

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