What to Know About SR22 Insurance in Delaware

The rules and guidelines surrounding auto insurance vary depending on where you live. Every state handles liability coverage and SR22 insurance differently. However, if you’re facing a DUI charge or other major traffic violation, you need to know exactly how SR22 insurance works in your state. Some states, such as Delaware, don’t require SR22 insurance after these types of incidents. However, that doesn’t mean you can drop your SR22 from another state if you move to Delaware. It’s important to know how these requirements and guidelines work so that you can reinstate your license and get back to life on the road as efficiently as possible. To help you learn more about these rules, read our guide to what to know about SR22 insurance in Delaware.

What Is SR22 Insurance?

Many people don’t even know what SR22 insurance is until they need it. The SR22 is a certificate of financial responsibility that proves you have valid auto insurance that meets the state’s minimum liability requirements. Most states require SR22 insurance after a major traffic violation, such as driving under the influence, driving without insurance, or causing a serious car accident.

What to Know About SR22 Insurance in Delaware

Delaware doesn’t require its drivers to obtain SR22 insurance after serious traffic violations. However, if you face an SR22 requirement in another state, you still have to maintain your policy when you’re in Delaware. If you let your policy lapse during or after your move, you’ll likely lose your license and have to start the process over again. Additionally, your license suspension in another state might carry over into Delaware. It’s important to always have the right documentation on you no matter which state you’re driving through.

Do You Need SR22 Insurance?

If your state requires SR22 insurance, you’ll need to file for it with your auto insurance provider. It’s important to maintain your SR22 requirements even if you move to a state that doesn’t require it, such as Delaware. Additionally, if you move to a state without an SR22 insurance requirement, you’ll need to make sure your current insurance provider can still serve you in your new home. If you need help finding the right auto insurance policy, Serenity Group is on your side. We’ll help you find the best quotes and deals for SR22 insurance online, making it easy for you to obtain your policy and move forward with your life.