by Serenity InsurancePosted on Posted in General

Everyone knows that insurance rates are affected by traffic violations. However, unless you have suffered through one of these infractions before, you probably undershoot the overall rise in cost that a lot of these violations cause. The average driver vastly underestimates the amounts that insurance companies will charge if you get caught breaking the law. It is important to keep the consequences of your actions while on the road in mind in any circumstance. Staying aware of this will allow you to know that you will not have to suffer through the consequences that even the simplest of driving infractions can provide. Without further ado, here are how insurance rates are affected by traffic violations.

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by Serenity InsurancePosted on Posted in General

Most people associate only monetary fines and a possible loss of license as the main punishment for a DUI. It’s true that these are the most prevalent fines related to a DUI, but you should be aware of some other potential consequences. Here are the hidden costs of getting a DUI.

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by Serenity InsurancePosted on Posted in General

Every driver fears the thought of having their license revoked. This is most people depend on their cars to get them to work, the grocery store—anywhere they want to go. Even so, many drivers don’t know why a license might be revoked or suspended. This is a mistake, as knowing these rules enables you to actively avoid them, in turn keeping yourself out of trouble. Here are some reasons why a license might be revoked or suspended.

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by Serenity InsurancePosted on Posted in General

When someone says DUI, the first thought in most people’s heads is the DUI of a .08 BAC or greater. While this may be the primarily advertised form of intoxicated driving, the legal definition of a DUI has evolved. As more mind-altering substances are legalized and developed in the US, the law also grows to reflect such substances. Many state governments are updating their legislature to include the verbiage of “driving while under the influence of alcohol, other drugs, intoxication compounds, or any combination thereof” to be more precise regarding the laws in place. Unfortunately, many people seem to have missed this legislative update, resulting in them being arrested for a DUI they had no intention of committing. To update you on what types of a DUI there are, here is an explanation of six different types.

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by Serenity InsurancePosted on Posted in General

Nobody plans on receiving a charge for reckless driving, and yet it does happen. Knowing the consequences of such actions might make you think twice in the future before engaging in reckless driving. Here are five ways a reckless driving charge can impact you.

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by Serenity InsurancePosted on Posted in General

While most people consider driving a right, in reality, it is a privilege—and an expensive and somewhat risky one at that. Many never consider the financial implications of driving, nor do we consider the ramifications of driving infractions. When driving at a young age, it’s important to understand how a driving infraction can affect your credit.

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by Serenity InsurancePosted on Posted in General

Drinking and driving is a serious offense that comes with many severe and long-lasting consequences. When people think of the repercussions of a DUI, they often think about losing their license and the ability to legally drive. This is a serious consequence that can make even the simplest tasks inconvenient, time-consuming, and expensive. However, losing your license is just one of the many ways a DUI affects your life. Drinking and driving creates a ripple effect that impacts your professional life, personal relationships, and everything in between. If you receive a DUI conviction, you’ll likely continue to feel the effects of your actions for years to come. That’s why it’s important to understand how a DUI can affect more than your ability to drive. When you know the potential consequences you’ll face, you have a better chance of making responsible decisions throughout the DUI process or even before your choices lead to a conviction. Learn more about the ways a DUI impacts your life with this overview.

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by Serenity InsurancePosted on Posted in General

Receiving an SR22 requirement is a daunting prospect. Not many people know about SR22 insurance until they have to obtain it for themselves, which can make all the details and specifications feel overwhelming. How does an SR22 penalty affect your record? How do you know what kind of policy to get? How long will you have to deal with your requirement? Learning the answers to these questions makes it easier to find the right insurance policy and start dutifully working through your requirements. Find the information you need with this brief guide to SR22 requirements and expectations.

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by Serenity InsurancePosted on Posted in General

Addiction is a disorder that impacts all aspects of your life. When alcohol and drug use start to take over someone’s life, there are a few common symptoms and red flags that emerge. Catching addiction early makes it easier to begin the journey of recovery. When you’re aware of the warning signs of a growing addiction, you can find help for yourself or offer help to a loved one before the situation gets worse. If you suspect casual or prescribed substance use has turned into a problem, keep an eye out for these common signs, symptoms, and red flags that come with addiction.

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by Serenity InsurancePosted on Posted in General

There are a lot of things you shouldn’t do in the driver’s seat. You shouldn’t drive while intoxicated. You shouldn’t distract yourself with your phone, food, drinks, or other people in the car. However, there’s an equally dangerous driving behavior that people don’t talk about as much. Driving while emotional puts you, your passengers, and other drivers at risk. Whether you’re angry, sad, scared, or even joyful, intense emotions can distract you and inhibit your ability to react quickly to mishaps on the road. Learn more about the risks and consequences of emotional driving to make sure you stay calm and safe every time you hit the road.

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