Ways To Reduce Insurance Costs After a DUI

Ways To Reduce Insurance Costs After a DUI


Long after your court case has over, the costs associated with a DUI or DWI conviction will continue. Increased auto insurance premiums are one of the most significant expenses you’ll face in this scenario. Although avoiding an increase in your insurance rates after a DUI is nearly impossible, there are things you can do to keep your costs low. Here are the best ways to reduce insurance costs after a DUI.

Take a Defensive Driving Course

The court may order you to complete a defensive driving course based on your state, driving record, and specific charges. Even if it is not compulsory, it may be a good idea to take the course if your insurance carrier offers discounts for doing so. If your current insurer does not provide this discount, look for one that does—preferably one that is more tolerant toward drivers who have recently been convicted of drunk driving.

Bundle Insurance

If you have other types of insurance with a firm other than your auto insurance provider, merging them can be a good idea. Multiline discounts are available from several insurers to clients who have numerous forms of insurance with them.

Increase Your Deductible

Your deductible is the amount of money you must pay after an accident before your insurance company pays out. Deductibles might range anywhere from $0 to $1,000 or more. Lower deductibles are often associated with higher insurance premiums and vice versa. As a result, if your insurance premiums have increased as a result of your DUI conviction, you may be able to lessen them by choosing a higher deductible.

Install Safety Features in Your Car

If your automobile doesn’t have features like an alarm, antitheft devices, antilock brakes, or automated seat belts, it’s time to get them installed or buy a new car that does. Because these features lessen the likelihood of filing a claim in the event of an accident, insuring a car with the most up-to-date safety features often costs less.

We hope this article has informed you of some of the best ways to reduce insurance costs after a DUI. If you find yourself facing these consequences and are looking for SR22 broad form insurance, be sure to reach out to Serenity Group. We are dedicated to making the process of regaining your car as easy and straightforward as possible!