How SR22 Insurance Works in Connecticut

How SR22 Insurance Works in Connecticut

After a DUI, accident, or other major traffic violation, reobtaining your driver’s license and getting your life back to normal can be hard. Fortunately, you’re not alone. Once you learn more about your state’s requirements, you can take the necessary steps to meet them. One of these steps, of course, is meeting your state’s SR22 insurance requirements. If you’re wondering how SR22 insurance works in Connecticut, read our guide to the rules and requirements and what you can do to return to normal life.

Who Needs SR22 Insurance?

States require SR22 insurance from drivers whom they deem high-risk or reckless. This includes drivers who commit serious traffic violations such as:

  • Driving under the influence
  • Causing a major accident
  • Driving without insurance
  • Receiving multiple tickets within a certain amount of time

Like most other states, Connecticut uses SR22 insurance to ensure that high-risk drivers meet and maintain their minimum liability requirements for auto insurance. As such, you must file for SR22 insurance and prove you can meet these requirements before reinstating your license after a DUI or OUI conviction.

How SR22 Insurance Works in Connecticut

Because every state has different minimum liability requirements, every state has different rules surrounding SR22 insurance. Connecticut’s minimum liability requirements determine the cost of your SR22 insurance rates. These minimums are $20,000 for injury to one person, $40,000 for injury to two or more people, and $10,000 for property damage. Your SR22 insurance must be able to cover these expenses in the case of an accident. If you fail to meet Connecticut’s minimum requirements, you will lose your license again and have to restart the process.

How to Find the Right SR22 Insurance

As with regular auto insurance, it’s important to find the right policy and provider for your situation. Not all auto insurance companies provide SR22 insurance, and some have more expensive policies than others. Make sure you shop around to find a policy that works for you. Serenity Group can help you do just that. Our online SR22 insurance company can work with you to find quotes, compare policies, and make sure you end up with a situation that helps you get back on the road as easily as possible.