How Does SR22 Insurance Work in Washington?

How Does SR22 Insurance Work in Washington?

Many people never know what SR22 insurance is until they need it. Once you start looking, there’s a lot of information and changing details that can make the process seem nearly impossible. Don’t worry—it isn’t. Once you find the information you need, the process becomes much simpler. For those wondering how SR22 insurance works in Washington, check out this guide.

Who Needs SR22 Insurance?

There are many reasons why you may require SR22 insurance. Generally speaking, this is needed after a conviction for an accident or traffic violation. Though it varies case by case, you might need SR22 insurance due to:

  • Receiving multiple tickets or traffic violations in a short amount of time
  • DUIs or DWIs
  • Driving without insurance coverage
  • Causing multiple or serious accidents

If you need to get an SR22 after one of these incidents, it means the state requires proof that you can maintain your insurance and the minimum liability requirements for the state. An SR22 certificate is often required to reinstate your license after suspension.

How Does SR22 Insurance Work in Washington?

Since SR22 insurance requirements differ between every state, it’s important to look at the specific policies where you live. In the state of Washington, SR22 insurance is required to reinstate your license after a DUI. Obtaining an SR22 certificate verifies you will fulfill the state’s minimum liability requirements for the next three years. In Washington, the SR22 insurance minimum is $25,000 for one person involved in your accident, $50,000 for two or more people involved in your accident, and $10,000 for any property damage caused.

How to Find the Right SR22 Insurance

Though it can seem like a stressful process, obtaining an SR22 doesn’t have to overwhelm you. If you file for SR22 insurance in Washington, Serenity Group can help make the process easier. With the right help and information, you can make sure you do everything right to get back on the road as soon as possible.