How Does SR22 Insurance Work in Nevada?

How Does SR22 Insurance Work in Nevada?

If you find yourself in need of SR22 insurance, make sure you know exactly what’s going on. While there are general similarities, each state will have its own specific process for how this particular form of insurance works. For those wondering, how does SR22 insurance work in Nevada, here’s a complete breakdown.

Who needs an SR22?

There are multiple reasons why you may need to obtain SR22 insurance. Each person’s case will vary, but here are just a few common reasons why someone may need an SR22:

  • Reckless driving
  • Driving while intoxicated
  • Driving without a license
  • Being found at fault in multiple accidents

If you’re charged with any of these acts, or multiple acts at once, it’s likely that you’ll have to obtain an SR22. An SR22 isn’t technically insurance, but rather, it’s a form you have to file in order to obtain insurance. It’s intended for risky drivers, which could fall under any of those driving infractions.

How does SR22 insurance work in Nevada?

When it comes to how SR22 insurance works in Nevada, as long as you know the basics, it’s a rather straightforward process. First, you must request an SR22 filing from an accredited insurance company. The tricky part is figuring out how much you have to pay. If one person was involved in your accident, there is a $15,000 minimum liability cost; if two or more people were injured, the liability cost increases to $30,000. As far as property damage goes, that has a $10,000 minimum. It’s possible these costs will increase, which depends on your individual circumstances, but these are helpful guidelines.

Where can you find SR22 insurance?

For those of you in need of SR22 insurance in Las Vegas, you’re in luck. Serenity Group has the expertise to help you throughout the entire process and can ensure you get every step right. An insurance group makes sure you don’t get confused throughout the process or accidentally miss a step. Getting SR22 insurance can be overwhelming at first glance, but with the help of professionals, you can proceed with confidence.