How Does SR22 Insurance Work in Indiana?

How Does SR22 Insurance Work in Indiana?

When you need to get SR22 insurance, your top priority is getting your license and normal lifestyle back. You can achieve this faster and with less stress by learning more about what SR22 insurance is and what the requirements are for your situation. For anyone needing to know how SR22 insurance works in Indiana, here’s a rundown.

Why Would You Need an SR22?

There are numerous reasons why an individual may require SR22 insurance. The specific rules vary depending on where you live, but for the most part, you might have to get SR22 insurance for:

  • Conviction of a DUI or OWI
  • Driving without auto insurance
  • Multiple car accidents, especially when uninsured
  • Committing multiple traffic violations in a certain amount of time

Basically, the state requires you to have SR22 insurance after serious driving incidents. It technically isn’t insurance, but a form the state uses to guarantee that risky drivers will keep up with their auto insurance.

How Does SR22 Insurance Work in Indiana?

The specific requirements for SR22 insurance vary from state to state. In Indiana, filing and obtaining an SR22 certificate is necessary to get your license back after a DUI or OWI. The SR22 form serves as a verification that you have met the minimum liability insurance requirements for the state of Indiana. These requirements are also what determines the cost of your SR22 insurance. There is a $25,000 minimum liability cost for injury to one person, $50,000 for injury to two people, and $10,000 for property damage. If you don’t keep up with your SR22 insurance, it becomes invalid and the state suspends your license.

Finding the Right SR22 Insurance

The first step of obtaining your SR22 certificate and getting back on the road is finding the right insurance policy and company for your situation. If you’re filing for an SR22 in Indiana, we at Serenity Group can help you find a plan that works for you. With the right people at your back, you can navigate the process and return to your normal life as soon as possible.