Drivers have likely heard the terms DUI and DWI before but are unfamiliar with the technicalities of each. After all, state laws regarding operating a vehicle while under the influence of drugs or alcohol vary widely and sometimes use these abbreviations interchangeably.
Managing business expenses and logistics can be complex, especially when key operations involve commercial vehicles. That’s where commercial auto insurance comes into play. Like standard auto insurance, a commercial policy offers general liability and comprehensive coverage for business-owned vehicles and property.
Today, all 50 states have set laws prohibiting the operation of a vehicle while intoxicated; however, this has not always been the case in our country’s history. Drunk driving laws have come a long way since the early days of automobiles, when regulations were minimal and the dangers of intoxicated driving were often overlooked. Understanding this historical context helps us appreciate the importance of promoting road safety and protecting lives.
Many high-risk drivers require SR-22 insurance to maintain their driving privileges. Navigating the world of SR-22 insurance can feel overwhelming, though, especially if you’re unsure about what happens if your coverage lapses. (more…)
Driving under the influence of alcohol is a leading cause of severe car accidents, often resulting in injuries and fatalities. Many people know someone affected by a drunk driving accident, as about 30 percent of traffic-related fatalities involve alcohol.
When it comes to car insurance, it’s easy to get overwhelmed by the options and terminology. One option that often causes confusion is broad form insurance. You may have encountered different perspectives on this type of policy, which can result in misunderstandings and misconceptions.
The insurance industry uses its own language and specific terminology that may be unfamiliar to those shopping for their first policy. Understanding key insurance terms can help you make informed decisions and ensure you’re adequately protected on the road. Let’s break down the essential insurance terminology every driver should know.
Recreational and medicinal drugs can impair a person’s ability to drive. The influence of drugs can severely affect a person’s judgment, alertness, coordination, and other cognitive skills necessary for operating a vehicle. This type of impairment is referred to as drug-impaired driving, and it is a leading cause of fatal car accidents in America. We will explore how various drugs can impact your driving skills and what legal implications you might face if caught driving under their influence. (more…)
Facing a DUI conviction is challenging, but it’s also an opportunity to learn and grow. Understanding the lessons from this experience can help you make better choices in the future. This guide outlines four key insights to consider after your first DUI conviction.
Commercial auto insurance is designed to provide companies with financial protection in case a vehicle is involved in a collision or other accident. Understanding what is covered under a policy is crucial to protecting your business assets and minimizing financial risks. We’re here to offer a clear and comprehensive overview of commercial auto insurance, highlighting the essential areas of coverage and considerations.
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