How Long Do SR22 Penalties Stay on Your Record?

If you find yourself facing an SR22 insurance requirement, one of your first questions might be, “How long am I going to have to deal with this?” No one wants an SR22 penalty. They cost extra money and make your auto insurance even more of a hassle than usual. Fortunately, no SR22 requirement lasts forever. The rules pertaining to SR22 insurance vary from state to state, so it’s important to learn more about your state’s requirements. To help you find out more, here’s our guide to how long SR22 penalties stay on your record.

Why Do You Need SR22 Insurance?

Let’s start with why you might need SR22 insurance in the first place. The SR22 is a form on your auto insurance policy that lets the state know you’re meeting your insurance requirements. It’s a way to make sure high-risk drivers maintain the state requirements for auto insurance. Because of this, there are a few reasons why someone might need SR22 insurance:

• DUI or DWI
• Reckless driving
• Driving with a suspended license or without car insurance
• Causing multiple or serious accidents
• Multiple traffic violations in a short period of time

How Long Do SR22 Penalties Stay on Your Record?

Like many of the requirements for SR22 insurance, the length of your SR22 policy depends on where you live. Each state has its own policies and requirements. For example, if you need SR22 insurance in Denver, Colorado, you’ll be maintaining that policy for three years. Most states require the SR22 for two or three years, but it can be longer or shorter depending on where you are. That’s why it’s important to learn more about SR22 insurance and the various state requirements you might be facing.

No one wants to deal with an SR22 on their record. Fortunately, you can minimize the cost and hassle by diligently maintaining your requirements throughout the length of the policy and avoiding any further offenses. If you’re facing an SR22 penalty, Serenity Group can help you find the auto insurance policy you need to save your wallet, reinstate your license, and return to your life on the road.