SR22 Insurance in Newport Beach
Newport Beach drivers who are convicted of certain violations, including DUIs and reckless driving, will likely be required to obtain SR22 insurance—also known as a California Insurance Proof Certificate. In order to get your driving privileges restored, you must submit an SR22 form to the DMV to verify that your insurance policy meets California’s minimum liability requirements. There are specific types of SR22 insurance policies for drivers in certain situations or who own certain vehicles. At Serenity Insurance, we can find you the most cost-effective SR22 insurance in Newport Beach—no matter what type you need.
Newport Beach SR22 Auto Insurance
Purchasing SR22 auto insurance in Newport Beach refers to buying a car insurance policy that meets the state’s minimum liability insurance requirements. Your insurance provider will file the form with the DMV on your behalf. Essentially, an SR22 certificate establishes proof of your financial responsibility. Once the California DMV receives your form, you’ll receive a copy, which you should keep in your car in the event you’re pulled over. It’s important that your SR22 lists all the cars you own or regularly drive.
Newport Beach Nonowner SR22 Insurance
Even if you don’t own a vehicle, you’ll still need to file an SR22 with the DMV. Nonowners SR22 insurance provides the state with the required liability insurance, but it’s tied to you as the driver instead of to any specific vehicle. A benefit of a nonowner SR22 is that it’s usually cheaper, so it’s a good option to reduce costs while maintaining your license if you don’t regularly drive.
Newport Beach SR22 Motorcycle Insurance
The only real difference between an auto SR22 and a motorcycle SR22 is what type of policy the certificate is issued for—auto or motorcycle.
If you have any questions about your SR22 insurance in Newport Beach, feel free to contact our team. We’re here to help!