What is SR22 Insurance
To reinstate your license after an OWI or DUI, your auto insurance company must file an SR22 certificate with the DMV. SR22 insurance verifies your fulfillment of Iowa’s minimum liability requirements for the next three years.
Failure to pay your insurance premium will result in a suspended license. For more information, visit our DUI Survival Guide.
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SR22 Insurance Cost
The cost of SR22 insurance is determined by your state’s minimum liability requirements. Iowa’s minimum liability: $20,000 for injury to one person, $40,000 for injury to two or more people, and $15,000 for property damage.
Iowa OWI/DUI Laws & Penalties
It is unlawful for a person to drive in Iowa with a BAC of .08 or higher. Penalties for an OWI or DUI in Iowa may include jail time, fines, license suspension, and an alcohol education class.
The above information is intended as informational and does not constitute legal or insurance advice. Insurance requirements in Iowa are subject to change.