SR22 Insurance in Arkansas
When clients need affordable, cost-efficient insurance coverage after a DUI or DWI, Serenity Group steps in to offer our services for car, motorcycle, and non-owner SR22 applications. In Arkansas, a DUI (driving under the influence) typically applies to drivers under 21 with a BAC (blood alcohol concentration) between 0.02 and 0.08, while a DWI (driving while intoxicated) applies to drivers 21 and older with a BAC of 0.08 or higher. Arkansas SR22 guidelines state that high-risk drivers must provide certification to receive legal vehicle coverage. Furthermore, Arkansas law requires SR22 coverage must be maintained in an Arkansas licensing agency for three to five years. If you’ve recently been convicted of traffic violations, such as hit and runs, DWIs, and reckless driving, you can turn to Serenity Insurance for the SR22 insurance in Arkansas you need to get back on track.
What is SR22 Insurance
To reinstate your license after a DWI, your auto insurance company must file an SR22 certificate with the DMV. SR22 insurance verifies your fulfillment of Arkansas’ minimum liability insurance requirements for the next three years.
Clients who have a history of failure to pay insurance premiums may incur an insurance suspension or a suspended license. For more information, visit our DUI Survival Guide.
Easily Reinstate Your License
Our real-time rate comparison among the nation’s leading insurance companies allows us to find you the cheapest SR22 insurance. Act now to get a quote in less than five minutes.
SR22 Insurance Cost
The cost of SR22 insurance in Arkansas is determined by your state’s minimum liability requirements. Arkansas’ minimum liability insurance requirements: $25,000 for injury to one person, $50,000 for injury to two or more people, and $25,000 for property damage.
Arkansas DWI Laws & Penalties
It is unlawful for a person to drive in Arkansas with a BAC of .08 or higher. Penalties for a DWI in Arkansas may include jail time, fines, license suspension, and an alcohol education class. Repeat offenders or those with excessive BAC levels may face harsher penalties, such as longer license suspensions, the installation of an ignition interlock device, or extended jail sentences. Additionally, a DWI conviction can have long-term effects, including increased insurance premiums, difficulty finding employment, and the possibility of permanently remaining on your criminal record.
For more information about SR22 insurance in Arkansas, reach out to our dedicated Serenity Group insurance specialists today. We understand that navigating SR22 requirements can be challenging, which is why we dedicate ourselves to helping clients get back on their feet. Let us help you find the right coverage to meet your needs.
The above information is intended as informational and does not constitute legal or insurance advice. Insurance requirements in Arkansas are subject to change.