Obtaining Affordable DUI Insurance
Being arrest for a DUI can be an awful experience. If you choose an insurance company that understands what you’re going through, the experience can be made a little less awful. Serenity Insurance has over 25 years’ experience insuring high risk drivers and providing affordable SR22 insurance for drivers who have received a DUI.
What Is DUI Insurance
If you were convicted of a DUI, insurance companies categorize you as a high-risk driver. As a high-risk driver, you need an insurance policy that accounts for your increased potential of filing a claim. At Serenity Insurance, you can obtain the cheapest insurance after a DUI that gets you the coverage you need.
SR22 Required in 43 States
To reinstate your license after a DUI, your auto insurance company must file an SR22 certificate with the DMV. This is required by the court to verify you have sufficient auto insurance based your state’s minimum liability requirements. If your insurance cancels, your SR22 will become invalid and your license will be suspended. We offer cheap DUI insurance, so you can legally get back on the road.
Florida and Virginia require a similar certificate called an FR44.
How SR22 or FR44 Affects Insurance
Requiring an SR22 or FR44 filing deems you a high-risk driver. As a high risk driver, you need High Risk Auto Insurance which is 20-40% more expensive than standard auto insurance.