The state of New Jersey does not require drivers to obtain SR22 insurance after an incident such as a DUI or DWI. As with all states, however, the New Jersey DMV does share information about license concerns, revocations, and suspensions across state lines. If you’ve been required to submit an SR22 certificate in another state, even if you’re a New Jersey resident, you must comply to that state’s regulations. Serenity Group will help you file for New Jersey SR22 insurance and get your driving privileges reinstated.
What is SR22 Insurance
SR22 insurance proves that you hold the minimum level of required liability insurance coverage after a driving–related incident has impacted your record. These incidents can relate to a lapse in insurance, a DUI/DWI conviction, a high-risk driving violation, or a series of violations. Depending on the circumstances and on the state requirements in which the violations occurred, you may need SR22 insurance to legally register and drive a vehicle.
An SR22 verifies your fulfillment of New Jersey’s minimum liability requirements for the next three years. To reinstate your license after an insurance coverage lapse, DWI (or DUI) conviction, or driving violation, your insurance company must file an SR22 certificate with the DMV.
Failure to pay your premium will result in an invalid SR22 certificate and a suspended license. For more information, visit our DUI Survival Guide.
Easily Reinstate Your License
Our real-time rate comparison among the nation’s leading insurance companies allows us to find you the cheapest SR22 insurance in New Jersey. Act now to get a quote in less than five minutes.
SR22 Insurance Cost
The state’s minimum liability requirements determine the cost of your SR22 insurance. The SR22 insurance minimum in New Jersey is $15,000 for injury to one person, $30,000 for injury to two or more people, and $5,000 for property damage.
New Jersey DUI Laws & Penalties
It is unlawful for a person to drive in New Jersey with a BAC of .08 or higher. Penalties for a DUI in New Jersey may include jail time, fines, license suspension, and an alcohol education class.
Serenity Group helps drivers find high-risk car insurance in New Jersey with the most coverage for the lowest price. Give us a call at (800) 774-0520 to speak with one of our representatives today about filing a New Jersey SR22 insurance certificate.
The above information is intended as informational and does not constitute legal or insurance advice. Insurance requirements in New Jersey are subject to change.