Cheap SR22 Insurance in NV
NV SR22 Requirements
Some traffic violations, including DUI, reckless driving, driving without insurance and others may cause you to have to file an SR22 form to show proof of financial responsibility. In addition, drivers who have had their driver’s license suspended or revoked may also be required to file an SR22 in order to regain their driving privileges. The DMV will determine the length of time that the SR22 needs to be on file based on the seriousness of the violation. The SR22 can be required between 3 and 5 years.
In the state of Nevada it is illegal to drive a vehicle with a blood alcohol concentration (BAC) of .08 or higher. There are stricter laws for drivers of commercial vehicles and also for drivers under the age of 21. If the driver is under age 21, the limit is .02. For commercial drivers any detectable amount of alcohol is a violation. Drivers can also be arrested and convicted of driving under the influence (DUI) with a score lower than .08 if they are found to be under the influence of controlled substances such as barbiturates, marijuana, stimulants, and any other intoxicants. Penalties for a first-time DUI are as follows:
- 2 days, up to 6 months in jail
- A fine from $400 to $1,000
- License suspension for 90 days
- Restricted license is possible after half of the suspension is served
- An ignition interlock device may be required
- Community service of 96 hours may be allowed in lieu of jail time
- DUI school tuition
- DUI treatment or DUI program possible
Subsequent DUI convictions cause the penalties to increase.
Nevada has an implied consent law which means that you have given your consent to be tested to determine the alcohol or drug content of your blood, breath or urine if stopped by an officer and he suspects that you are driving under the influence of drugs or alcohol. If you refuse to submit to the test the law enforcement officer may use reasonable force to obtain one of the samples listed.
The minimum required liability insurance coverage is as follows:
- $15,000 for Bodily Injury Liability for injury or death of one person
- $30,000 for Bodily Injury Liability for two or more persons per accident
- $10,000 for Property Damage Liability per accident for property damage
There is no grace period in Nevada if your insurance policy lapses or is canceled for any reason. Even a one-day lapse in your policy will result in a possible suspension of the vehicle registration. A fee of $250 will be charged to reinstate the registration.
The information contained in the above article is intended as informational and does not constitute legal or insurance advice. Insurance requirements in the state of Nevada are subject to change. Visit the Nevada Division of Insurance at http://www.doi.state.nv.us/
or the Nevada Department of Motor Vehicles at http://www.dmvstat.com/
for current information.
Have you had a DUI or other driving offense that required form SR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote